OBBO STEFAN MICH MARTIN2024-12-132024-12-132024-09-11https://hdl.handle.net/20.500.12311/2514This research explored how students’ mobile phone use impacts their budgetary allotments and social outcomes at Uganda Christian University. The study aimed to: (1) evaluate how the effect of mobile phone expenditure on students’ budgetary allotments and social outcomes, (2) assess whether frequency and duration of mobile phone use affects students’ budget allotments and social outcomes, and (3) investigate how mobile phone dependence and usage patterns affect students’ budgetary allotments and social outcomes. Utilizing a cross-sectional survey design with a sample of 128 participants, the study employed simple random sampling to gather data through a structured questionnaire. The analysis revealed the following standardized coefficients: mobile phone expenditure (β = 0.710, t = 9.924, p = 0.085), frequency and duration of phone use (β =0.058, t = 0.816, p = 0.416), and mobile phone dependence and usage patterns (β = 0.051, t = 0.725, p = 0.470). the standardized co-efficient results revealed that only mobile phone expenditure was a significant factor in determining the impact of mobile phone use on students’ budget allotments and social outcomes. The study therefore concludes that contrary to popular belief, typical perceived factors such as mobile phone dependence usage patterns and mobile phone frequency and duration have a minimal impact on determining students’ budget allotments and social progress, at least within the jurisdiction of UCU. It is recommended that Uganda Christian University implement financial literacy programs to address comparison-driven spending especially in regards to mobile phones and promote financial prudence. Additionally, the university should strengthen financial counseling to support students in gadget addictive tendencies.enThesis