Browsing by Author "Alison Nakyomu Shifrah"

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    The Impact Of Financial Literacy On Financial Decision Making Among University Students.
    (Uganda Christian University, 2025-09-11) Alison Nakyomu Shifrah
    The study investigated the impact of financial literacy on financial decision making among university students in Uganda. it was guided by the following objectives.: To assess the influence of financial knowledge on financial decision making among university students in Uganda, to analyze how financial awareness affects financial decision making among university students in Uganda. and to investigate the role of financial skills in shaping financial decision making among university students in Uganda. The research design for this study was a descriptive and cross sectional survey design. Generally, the combined mean across knowledge (3.95), awareness (4.01), and skills (3.97) is 3.98, indicated a strong positive impact. This supports the main objective, with consistent high agreement across dimensions. Conclusions; Financial literacy significantly enhances decision-making at UCU. Knowledge supports foundational understanding, awareness improves risk recognition, and skills enable action. Gaps in investments, information-seeking, and tools highlight areas for intervention, addressing the problem statement’s focus on debt and savings to support national goals. Recommendations; Uganda Christian university should Integrate mandatory financial literacy modules into curricula, focusing on investments and digital tools, via workshops and active learning.The Policymakers Should Develop national programs promoting literacy in universities, targeting gaps in awareness and skills for financial inclusion.