Browsing by Author "Toli Larry Andrew"

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    The impact of digital currencies on traditional banking systems, evidence from lira district
    (Uganda Christian University, 2026-05-18) Toli Larry Andrew
    The emergence of numeral coins including cryptocurrencies apart from numerical coins issued by the central banks, has brought about some form of change in the monetary environment. The paper analyzes the complicated impact of digital currency on conventional financial systems while considering the opportunities and challenges. The paper starts by examining the history behind the development of numeral coins with focus being placed on its technological foundations as well as the dynamic role of adoption. While analyzing the advantages of numerals coin to the financial industry, it includes increased financial inclusion, efficient and cheaper cross-border transactions, and better transparency courtesy of the mass data analytics. On the downside, this paper critically analyzes the difficulties experienced by conventional financing institutions as a result of the introduction of numeral coins. This includes the disintermediation issue, operational risks, and potential machine malfunctions vis-à-vis monetary policies. In essence, the focus of the paper is on the dynamics of the numeral coin revolution and its context within the need for stability, security, and healthy competition. The analysis undertaken is balanced since it considers actual occurrences in different nations as well as some financial institutions. Insights gained from interactions with the manufacturers, strategists, and experts on investments help contribute to knowledge on how the interaction between the two takes place. Furthermore, future considerations on how the relationship between digital currencies and the investment market will develop are included in the syllabus of this course. Both the relationship and interaction of both currencies are studied, including the evolution of lending platforms because of the disruptive nature of the digital currency. Overall, it is intended that this paper contributes to findings to help generate a reliable analysis of the effects of digital currencies on traditional investments. This topic falls under the larger question of how to deal with investment in the age of digital currency.