Browsing by Author "Tukamushaba Audrey"

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    THE EFFECT OF CREDIT POLICIES ON LOAN PERFORMANCE OF SMALL AND MEDIUM ENTERPRISES: A CASE STUDY OF NAKAWA TOWN.
    (Uganda Christian University, 2024-09-20) Tukamushaba Audrey
    The study examined the effect of credit policies on loan performance of small and medium enterprises in Nakawa Town. The primary objective of the study was to examine the effect of credit policies on the loan performance of SMES. The specific objectives were to find out the effect of credit standards on loan performance of SMES. To examine the effect of collateral security on loan performance of SMES. To examine the effect of collection period on loan performance of SMEs in Nakawa Town.The study used a descriptive cross-sectional design using both qualitative and quantitative approach to collect data from a sample of 40 respondents from supermarkets and shops in Nakawa town,who gave a response rate of (80%). Questionnaires and interviews were used to collect the data from the supermarkets and shops in Nakawa Town. Data was collected using the questionnaires, interview guide and analyzed using Statistical Package for Social Scientists (SPSS) and content and thematic analysis for quantitative and qualitative data respectively. The findings revealed that there is a significant relationship between accounting information and decision making, and a strong significant relationship between completeness and decision making. The study further recommends that the investors should be trained to acquire necessary skills to help understand the financial reports so they make informed decisions.