THE EFFECT OF WORKING CAPITAL MANAGEMENT ON FINANCIAL PERFORMANCE OF MEDIUM-SCALE BUSINESSES IN LIRA CITY A CASE OF MASS PLUMBING AND TILES HARDWARE, LIRA CITY WEST ALONG OLWOL ROAD

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2024-09-17

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UGANDA CHRISTIAN UNIVERSITY

Abstract

This study aimed at establishing the effect of working capital management on financial performance of Medium-Scale Businesses in Lira City, with reference to Mass Plumbing and Tiles Hardware, Lira City West along Olwol Road. The objectives included; to establish the relationship between inventory management practices and the financial performance of medium-scale businesses in Lira City, to analyze the relationship between receivables management strategies and the financial performance of medium-scale businesses in Lira City, and to examine the relationship between cash management practices and the financial performance of medium-scale businesses in Lira City.The study employed a correlational research design. The study population comprised of Managing Directors, Finance Manager, Accounts Officers, Inventory Managers, Operational staff, and Cashiers; totaling to 24 respondents. These were simple randomly selected. Data was collected using questionnaires. Quantitatively data was collected by use of frequencies and percentages as well as inferential analysis. The results of objective one indicated that there is a significant relationship between inventory management practices and the financial performance of medium-scale businesses in Lira City (.686**). This implies that maintaining optimal inventory levels has positively impacted our business's cash flow, and the use inventory management software to track and manage our stock efficiently. Thus, therefore, there is 47.1 % variation in financial performance is explained by changes in inventory management practices. These results depict that inventory management practices is significantly related with improved financial performance in medium-scale businesses (β1 =0.686, p<0.01). The study also indicated that there is a significant relationship between receivables management strategies and the financial performance of medium-scale businesses in Lira City (.589**). This implies that timely collection of receivables has positively impacted business’s cash flow. Thus therefore, there is 34.6% variation in financial performance is explained by changes in reviewable management strategies. In the study results confirm that reviewable management strategies is significantly related to improved financial performance in medium-scale business (β1 =0.589, p<0.01). The study finally indicated that there is a significant influence of cash management practices on the financial performance of medium-scale businesses in Lira City (.342**). This implies that in situations where there is cash management strategies, business experiences minimal cash shortages due to efficient cash management practices, and business regularly prepares cash flow forecasts to manage liquidity, then financial performance is likely to be affected. Thus therefore, there is 11.7% variation in financial performance is explained by changes in cash management practices. In the study results confirm that cash management practices significantly influence the financial performance of medium-scale businesses that practice it (β1 =0.342, p<0.02). Basing on the above study findings, it was concluded that working capital management has a statistically significant relationship with financial performance of Medium-Scale Businesses in Lira City. The recommends that the management of medium-scale businesses should not over-concentrate on manipulating the levels of working capital with an attempt to increase the entrepreneurs’ profitability. They should therefore focus other factors other than working capital, which improve profitability of the entrepreneur; and areas of further research were suggested.

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