The effect of credit risk management on the financial performance of commercial banks in Uganda: a case study of Centenary bank, Kapchorwa district
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Date
2026-06-01
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Uganda Christian University
Abstract
The study investigated the effect of credit risk management on the financial performance of commercial banks in Uganda, a case study of Centenary bank, Kapchorwa. The general objective of the study was to examine the effect of credit risk management on financial performance of commercial banks in Uganda, it was further guided by three other objectives that is to say ; To evaluate how the credit policies adopted by commercial banks in Uganda influence their overall financial performance, to analyze the effect of credit risk management practices on the financial health of commercial banks, to assess the relationship between credit analysis and financial performance. A population of 23 respondents from Centenary bank, Kapchorwa was used. A simple random sampling technique was used and all the members of the finite population were given an equal chance to be included in the sample since the target respondents were either engaged or had an idea about the effect of credit risk management on financial performance of commercial banks, these were in a better position to respond to the research questions appropriately. This removed the possible bias that may have arisen as the result of research favoring some respondents. Data was collected using Questionnaires as a data collection instrument.
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Undergraduate