THE IMPACT OF INTEREST RATE CHANGES ON THE BANKING SECTOR PERFORMANCE
| dc.contributor.author | Kiconco Lowena | |
| dc.date.accessioned | 2024-10-17T09:18:34Z | |
| dc.date.available | 2024-10-17T09:18:34Z | |
| dc.date.issued | 2024-09-06 | |
| dc.description.abstract | This study looks at the impact of interest rate changes on the banking sector performance. It focuses on financial institutions n Mukono Town .This research is majorly based on the some determinants of the interest rate changes which are credit risk , inflation and monetary policy. The objectives of the research were to analyze the impact of inflation on the banking sector performance, to analyze the impact of credit risk on the baking sector on the banking sector performance and to asses the effect of monetary policy on banking sector performance. The methods used in the data collection were questionaries and the interview method. The sample size was reduced to 45 respondents from a population of over 845 employees. The study’s findings reveal that 45% suggest that modifying credit standards can and will manage the default risks for the case of credit risk,65% of the respondents respond that inflation’s effect on loan demand and operational costs, Monetary policy has 47% of the respondents noting its influence on the lending and deposit rates. The study concludes by pointing out and emphasizing the interplay between the interest rates, inflation, credit risk and monetary policy in affecting the strategic and operational decisions. The study also finally recommends that the bank managers should strengthen their credit management frameworks to better respond to the interest rate changes and inflationary pressures. Clear guidance should be given to bank managers on expected policy changes can help banks to better align and financial institutions operations with macroeconomic objectives. | |
| dc.identifier.uri | https://hdl.handle.net/20.500.12311/1926 | |
| dc.language.iso | en | |
| dc.publisher | Uganda Christian University | |
| dc.title | THE IMPACT OF INTEREST RATE CHANGES ON THE BANKING SECTOR PERFORMANCE | |
| dc.type | Thesis |