The effects of mobile money usage on the financial performance of SME'S in Uganda
| dc.contributor.author | Shamilah Ahumuza | |
| dc.date.accessioned | 2026-06-23T07:13:33Z | |
| dc.date.available | 2026-06-23T07:13:33Z | |
| dc.date.issued | 2026-05-11 | |
| dc.description | Undergraduate | |
| dc.description.abstract | The study was aimed at investigating the impact of mobile money usage on the financial Conclusions made in this study show that the quantitative approach was chosen by the researcher to their impact on each other. Mobile money usage includes factors like adoption of mobile money, document to give them any form of financial documentation. Information generated from B2B for collecting data on SMEs in Uganda in relation to the effect of mobile money usage on their business resource in that 88% of SMEs use it as a prerequisite to engaging in markets. According In conclusion, it can be stated that adoption, frequency, and type of mobile money usage influence ability to operate despite any geographical barriers. Secondly, transaction frequency was another financial illiteracy hinders complete exploitation of the opportunities created. 2023. The study focused on analyzing the relationship between the two variables that were mobile transaction statements and saving transactions reduces the information barrier and provides a as the time spent on making travel, risk of theft, and accounting mistakes, thus increasing profit intermediary. For 70% of SMEs, particularly in rural settings, mobile money statement is the first Financial Intermediation theory. revenue, profitability, and access to credit. frequency of usage, and purposes of use while the financial performance indicators include sales variables, that is, mobile money usage and financial performance of SMEs in Uganda. These were to TAM, the usefulness of quick and remote transactions has enhanced revenue through SMEs’ The researcher applied several theoretical concepts to understand the relationship between the two money usage and financial performance of small and medium enterprises in Uganda with respect and affirming Transaction Cost Economics Theory. Thirdly, mobile money acts as a great financial Mobile money technology has transformed from being just a “payment convenience” to a valuable performance of small and medium enterprises in Uganda in relation to the findings of Finscope Technology Acceptance Model (TAM), Transaction Cost Economics theory, and finally the financial performance using the data set of Finscope 2023 as the main data source for the study. means to obtain finance without having to offer any collateral.Fourthly, high transaction cost and crucial variable that facilitated operational efficiency by minimizing hidden transaction costs such financial performance of SMEs in Uganda. | |
| dc.identifier.uri | https://hdl.handle.net/20.500.12311/3391 | |
| dc.language.iso | en | |
| dc.publisher | Uganda Christian University | |
| dc.title | The effects of mobile money usage on the financial performance of SME'S in Uganda | |
| dc.type | Dissertation |