The effect of financial risk management on financial performance of commercial banks in Uganda: a case of Stanbic Bank, Mukono Branch
| dc.contributor.author | Daphine Kukundakwe | |
| dc.date.accessioned | 2026-08-03T13:07:37Z | |
| dc.date.available | 2026-08-03T13:07:37Z | |
| dc.date.issued | 2026-05-07 | |
| dc.description | Undergraduate | |
| dc.description.abstract | The study looked at the impact of financial risk management on Ugandan commercial banks' financial results, using Stanbic Bank in Mukono as an example. In particular, it looked at how credit risk management affected Stanbic Bank's financial performance, how liquidity risk management affected Stanbic Bank's financial performance, and how operational risk management affected Stanbic Bank's Mukono branch's financial performance. In addition to using a quantitative research approach, the study was conducted using a cross- sectional survey research design. Stratified sampling was employed in the data collecting process, and questionnaires were used to gather the information. This study employed a sample size of 52 workers who work in various departments at the Stanbic Bank branch in Mukono. The study findings established that financial risk management significantly affects the financial performance of Stanbic Bank Uganda, Mukono Branch, with credit risk management (r = .636*,p < .05), liquidity risk management (r =.674**, p < .05), and operational risk management (r=.605**, p < .05) all showing strong and statistically significant positive relationships with financial performance. The results suggest that good practices like credit appraisal, liquidity management, internal controls, staff training, and risk management policies reinforce financial stability, minimize possible losses, and eventually increase the profitability and general performance of the bank. Finally, the research suggested that Stanbic Bank Uganda, Mukono Branch needs to enhance financial risk management through the following improvement of credit appraisal and loan monitoring, the improvement of real-time liquidity management and contingency planning, the strengthening of internal controls and regular audits, and the continuous staff training.. | |
| dc.identifier.uri | https://hdl.handle.net/20.500.12311/3480 | |
| dc.language.iso | en | |
| dc.publisher | Uganda Christian University | |
| dc.title | The effect of financial risk management on financial performance of commercial banks in Uganda: a case of Stanbic Bank, Mukono Branch | |
| dc.type | Dissertation |