IMPACT OF REGULATIONS ON THE FINANCIAL PERFORMANCE OF COMMERCIAL BANKS
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Date
2024-09-06
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Publisher
UGANDA CHRISTIAN UNIVERSITY
Abstract
The study was carried was carried out to investigate the impact of regulations on the
financial performance of commercial banks. It took in place at Absa bank mukono
using it as its case study
As regulations were put in place by the central bank to favour financial stability,
consumer protection, market integrity, monetary policy implementation, risk
management and promote competition, it was not a grantee that these will not
positively or negatively affect the financial performance of commercial banks
The main objective of the study was to investigate the current trends in the impact of
regulations on the financial performance of commercial banks in the post COVID era
as COVID affected most the operates of how businesses ran
The study used a cross sectional research design of collecting data from one point at a
time. It also involved the use of both qualitative and quantitative research method
with a sample of 24 respondents
The study revealed that there was a strong positive relationship between the
regulations and the the financial performance of commercial banks based on the
answers given to researcher by the respondents
The researcher later on came to a conclusion that regulation were not to be fought but
rather were supposed to be worked in line with because they bring about financial
stability to the commercial banks and the study provided a recommendation of
improving communication with stakeholders regarding the strategies and measures
implemented to navigate regulatory challenges.
The researcher contributed to the broader understanding of the impact of regulations
to the financial performance of commercial banks