CREDIT ANALYSIS AND FINANCIAL PERFORMANCE OF COMMERCIAL BANKS (CASE STUDY OF POST BANK MBALE BRANCH)
| dc.contributor.author | SAAWA JOSEPH | |
| dc.date.accessioned | 2024-11-15T10:05:57Z | |
| dc.date.available | 2024-11-15T10:05:57Z | |
| dc.date.issued | 2024-08-29 | |
| dc.description.abstract | ABSTRACT This research report was undertaken investigate on credit analysis and financial performance of commercial banks. It was guided by three objectives; to find out the effect of management competence on financial performance of post bank Mbale branch, to analyze the effect of cash flow analysis on financial performance of post bank Mbale branch, to assess the effect of credit risk analysis on financial performance of post bank Mbale branch. This research used a sample size of 36 respondents, questionnaires and interview guide were used to collect data which was later analyzed using the statistical package for social sciences. Results of the first objective shows that management competence affects financial performance of post bank Mbale branch by 11%, Results of the second objective reveals that cash flow analysis affects financial performance of post bank Mbale branch by 9.2% while results of the third objective show that credit risk analysis affects financial performance of post bank Mbale branch by 3.7%. It can be concluded that management competence has the greatest effect on financial performance, followed by cash flow analysis and lastly credit risk analysis. Managers should be encouraged to attend relevant training programs, workshops, and seminars to gain a better understanding of financial management concepts and techniques. This would help them stay updated with the latest practices and trends. | |
| dc.identifier.uri | https://hdl.handle.net/20.500.12311/2306 | |
| dc.language.iso | en | |
| dc.title | CREDIT ANALYSIS AND FINANCIAL PERFORMANCE OF COMMERCIAL BANKS (CASE STUDY OF POST BANK MBALE BRANCH) | |
| dc.type | Thesis |